Free calculators

Run the numbers

The maths behind our videos, with your own amounts. Everything is calculated in your browser; nothing is stored or sent anywhere. The example values are filled in so you can see how it works.

Fee calculator

How much does a higher yearly fee cost you over time? Example from The Hidden Fee.

You pay in–

With fee–

Fees cost you–

Green: low fee. Red: high fee. Illustration only, assuming a steady return; real returns go up and down and past performance is no guarantee.

Road to €100K

The first €100,000 is the slowest. After that, your returns start doing a bigger share of the work. Example from Your First 100K.

Time to your first €100K–

Milestone	Reached after	Time for this €100K

Illustration only, before taxes. Real returns vary year by year.

Emergency fund

Most guides suggest three to six months of essential costs: rent, groceries, insurance, transport. Pick more months if your income is irregular.

Your target–

Still to save–

Time to get there–

Keep your buffer in a separate savings account that you can reach within a few days, not in investments.