Money for Calculators/FIRE number
FIRE number calculator
How much you need to stop depending on a salary, and how many years it takes at your savings rate. Calculated in your browser; nothing is stored or sent anywhere.
FIRE number
FIRE stands for Financial Independence, Retire Early. Your FIRE number is the amount that could cover your yearly spending with a safe withdrawal rate. Many Europeans use 3 to 3.5% instead of the American 4%, because of lower expected returns and longer retirements.
Green: your portfolio. Red: your FIRE number. Illustration only, in today's euros and before taxes. Pensions (state and workplace) can lower the amount you need.
One money move for Europeans, every Sunday
The week's videos, one practical tip and one tool worth knowing. Free, and you get the European ETF Starter Checklist straight away. Unsubscribe anytime.
Form not showing? Sign up here. No spam. Your email is handled by beehiiv; see our privacy policy.
More calculators
Fee calculator
What does 1.5% really cost compared with 0.2%? See the gap after 10, 20 or 30 years.
Open →Road to €100K
How long until your first €100,000, and why every next €100K comes faster.
Open →Emergency fund
How big your buffer should be and how many months it takes to get there.
Open →Compound interest
Monthly investing plus returns on your returns. See how much of the end result is growth.
Open →