Calculators, budget binders and paperwork tools we find useful for running your money. Each one with an honest "watch out". You don't need any of them to get started.
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Works out loan payments, compound interest and returns with dedicated buttons.
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The classic finance calculator used in CFA and university finance exams.
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A big-button calculator that sits next to your budget notebook.
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A ring binder with zip pockets to split cash into categories like groceries and fun.
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A small book where you tick off amounts as you save them.
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A sturdy notebook for a money journal, net worth log or yearly review.
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A paper planner with monthly budget pages, bill trackers and savings goals.
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One folder with pockets for payslips, tax returns, pension letters and contracts.
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A fire- and water-resistant pouch for passports, deeds and your will.
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Prints labels so you can find any folder in seconds.
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A physical key that protects your bank, broker and email logins against phishing.
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A slim wallet that shields contactless cards.
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Shows how many kWh, and so how many euros, a device uses per month.
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Foil behind your radiator that sends heat back into the room instead of into the wall.
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A strip or cushion that stops cold air coming in under a door.
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Uses less hot water per minute while keeping decent pressure.
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Cuts old bank statements and letters into confetti before they go in the bin.
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Scans payslips, contracts and receipts straight to PDF.
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A jar that counts the coins going in and shows the total.
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Three jars that teach kids to split pocket money between saving, spending and giving.
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A picture or story book that explains earning, saving and spending.
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Weighs your suitcase at home so you don't pay overweight fees at the airport.
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A flat belt under your clothes for cards, cash and passport.
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Prefer apps? See the tools we use and our book list.
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